Remittances sent by Saudi Arabian expatriate workers reached SR12.6 billion in November 2025, recording a 5 percent year-on-year increase despite a short-term monthly decline, according to data from the Saudi Central Bank (SAMA). The steady flow of money highlights the continued importance of Saudi Arabia as a major global remittance hub.
Expatriate Worker Remittance Trends in Saudi Arabia
Year-on-Year Growth in November 2025
Official figures show that foreign workers in the Kingdom sent around SR12.6 billion in November 2025, up from SR12.03 billion in the same month of 2024. This rise reflects continued employment stability and earnings growth among expatriates working in Saudi Arabia.
Monthly Decline Shows Short-Term Fluctuations
While annual growth remained strong, remittances declined on a monthly basis. In November 2025, expatriates sent about SR1.04 billion less than in October 2025, representing a drop of nearly 8 percent. Such fluctuations are common due to seasonal spending, travel, and personal financial planning.
Saudi Residents Abroad Sent Less Money Home
Sharp Drop in Overseas Transfers
The SAMA report also showed that Saudi residents living overseas reduced the amount of money they sent back home. These remittances fell by 22 percent compared to November 2024, reaching just SR4.8 billion in November 2025. This is the lowest level recorded in the last 21 months, indicating a shift in overseas spending or investment patterns.
Remittance Services and Industry Support
How Expats Transfer Money from Saudi Arabia
Millions of expatriates rely on professional remittance and banking services to send money to their families. One popular option is Enjaz Banking Services Afif, which provides fast, secure, and affordable international money transfer solutions across Saudi Arabia.
Related Remittance Trends
Recent months have also seen strong remittance activity. For example, expatriate transfers rose sharply earlier in the year, as reported in this ArabLocal report on expat remittances in June, highlighting the long-term growth trend in foreign money flows from the Kingdom.
What These Remittance Trends Mean for the Saudi Economy
Global Impact of Saudi Expat Remittances
Saudi Arabia remains one of the world’s largest sources of remittances. The billions of riyals sent each month support families and economies in Asia, Africa, and the Middle East, making Saudi expatriate income a vital contributor to global financial stability.
Looking Ahead
As Saudi Arabia continues its economic reforms and workforce localization programs, future remittance patterns may evolve. However, the strong SR12.6 billion figure for November 2025 shows that expatriate workers still play a crucial role in the Kingdom’s economy and in supporting households abroad.
